The escalating cost of severe weather events has prompted a rethinking of how communities and businesses can share the burden. As climate change intensifies, floods, wildfires, and hurricanes are becoming more frequent and costly. While governments scramble to address these crises through disaster relief and climate adaptation measures, the private sector is increasingly stepping up, recognizing the financial and reputational risks of inaction. A promising solution lies in the combination of green bonds and corporate philanthropy, two vehicles that, when strategically aligned, could significantly reduce the cost of severe weather on vulnerable communities.